Axos Bank vs Chime
Axos Bank is a full-service online bank with excellent checking and savings. How does it compare to Chime? Read our comparison chart below.
Axos Bank | Chime | |
|---|---|---|
Basic Business Checking - | Get Started - | |
Benefits and Features | ||
| Savings | 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over) | 1.00% Annual Percentage Yield (APY).
 |
| CD | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum | |
| Checking | Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback | No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees |
| Monthly Fee | ||
| Money Market | ||
| Minimum Deposit to Open | ||
| Mobile App | ||
| ATMs | approximately 91,000 partner ATMs | Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs |
| Customer Service | ||
| Locations | ||
CreditDonkey® Reviews | ||
| Savings |   | |
| CD |  | |
| Checking | | |
| Mobile App | | |
| ATMs | | |
| Locations | | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Full-service online bank with excellent checking and savings... | Banking app that offers an online account with early paycheck access and credit builder features... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 05/12/2026. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. | ||
Which is Better: Axos Bank or Chime?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Bank of America.
Articles on Axos Bank
Axos Bank Review
Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.
Axos Business Checking
Looking for affordable banking for your small business? Axos Bank offers a free business checking account or an interest-bearing account. Read on.
Articles on Chime
Chime
Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.
Chime Locations
Chime is a popular fintech company with no physical branches. But how do you access your money? Keep reading to find out.
Chime Alternatives
Discover the best Chime competitors that can offer you better rewards and a wider range of account options.
Which Do You Think is Best?
Which Bank Account is Right for You?
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