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Regions Bank vs Bank of America


 Bank of America
Member FDIC
 Learn MoreLearn More
 

Regions Bank

Bank of America

SPECIAL OFFER
Personal Checking Account - $300 Bonus - Learn More

OFFER
Bank of America Advantage Banking - Up to $500 Cash Offer

 

Benefits and Features

Savings
0.01% APY
Bank of America Advantage Savings Standard Rate: 0.04% APY
CD0.01% APY (Up to 3.66% APY for Promotional Relationship)
  • 7-Month CD - 3.75% APY
  • 10-Month CD - 2.95% APY
  • 13-Month CD - 2.00% APY
  • 25-Month CD - 1.75% APY
  • 37-Month CD - 0.11% APY
  • 1-Month CD - 0.03% APY
  • 120-Month CD - 0.03% APY
Checking 
Check
Mobile App 
iOS & Android
ATMs2,000+ ATMs in 15 Southern and Midwestern US states.
Approximately 15,000+ ATMs
Customer Service24/7 Telephone Customer Service
  • Monday -Friday: 8AM - 9PM ET
  • Saturday: 9AM - 6PM ET
  • Sunday: 8AM - 5PM ET
IRA CD
Check
Check
Locations1,250+ branches in 15 Southern and Midwestern US states.
3,700 financial centers
 Learn MoreLearn More

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Regions Bank: Pricing information from published website as of 09/30/2026 based on 35203 zip code.

    Bank of America: Pricing information from published website as of 10/15/2026 based on 91107 zip code.

    Bank of America
    Member FDIC

    Bank of America Advantage Banking - Up to $500 Cash Offer

    Expires 1/31/2027
    • The up to $500 cash offer must be opened through the Bank of America promotional page.
    • The offer is for new checking customers only.
    • Offer expires 01/31/2027.
    • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days of account opening.
      Cash BonusTotal Direct Deposits
      $100$2,000
      $300$5,000
      $500$10,000+
    • After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
    • Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
    • Additional terms and conditions apply. See offer page for more details.
    • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
    • Bank of America, N.A. Member FDIC

    Articles on Bank of America

    Bank of America Review

    Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.

    Bank of America Problems

    Bank of America may be one of the biggest banks, but many customers find a lot of issues with their banking services. What are they? Keep reading.

    Bank of America CD Rates

    Bank of America is one the biggest banks in the U.S. But are their CD rates worth it? Read on to find out.

    How to Close a Bank of America Account

    Want to close your Bank of America account? Learn how and what you need to do before you close your account.

    Bank of America Hours

    Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.

    Bank of America Routing Number

    Find your Bank of America routing number and learn about money transfers in our guide.

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    CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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